Powerball Payout Calculator Oregon
Oregon taxes lottery winnings at 9.9% on top of federal tax. Oregon withholds 8% up front, but its top rate of 9.9% applies to jackpot-size income — winners owe the difference at filing. (as of Jan 2026)
Calculate your exact Oregon payout →Example: what a jackpot is worth in Oregon
After-tax estimates using 9.9% state tax, the 2026 federal brackets (24% withheld up front, 37% top rate), and a lump sum cash value of 47% of the advertised jackpot.
| Advertised jackpot | Lump sum net | Annuity net (30-yr total) | First annuity payment (net) |
|---|---|---|---|
| $100M | $25,001,043 | $54,421,282 | $843,274 |
| $500M | $124,829,043 | $266,821,282 | $4,040,199 |
| $1B | $249,614,043 | $532,321,282 | $8,036,355 |
How Oregon compares
Eleven jurisdictions take no state tax on lottery wins (including Texas, Florida, and California). Among states that do tax, rates run from 2.5% (North Dakota, Arizona) to 10.9% (New York). See the full 51-state comparison table or read lump sum vs annuity: which to take.
Oregon lottery tax FAQ
How much tax does Oregon take from lottery winnings?
Oregon withholds 8% up front, but its top rate of 9.9% applies to jackpot-size income — winners owe the difference at filing.
What would I actually take home from a $500 million jackpot in Oregon?
Taking the lump sum (cash value about 47% of the jackpot), you would clear roughly $124,829,043 after federal and state taxes. Taking the 30-year annuity, the after-tax total is roughly $266,821,282, paid in 30 growing installments.
Is the federal tax the same in Oregon as everywhere else?
Yes. Federal treatment is identical nationwide: 24% is withheld on prizes over $5,000, and jackpot-size winnings reach the 37% top bracket (income above $640,600 for a single filer in 2026), so the remainder is due when you file.
Do I pay Oregon tax if I bought the ticket somewhere else?
State withholding follows the state of purchase. If you live in Oregon but bought the winning ticket in another state, that state withholds first — Oregon then taxes you as a resident with a credit for tax paid there (rules vary; confirm with a tax professional).